Jim C. Manuel CFEd Fiduciary
It's nice to meet you
Jim C. Manuel is a Financial Advisor and has more than 30 years of experience in the area of estate tax reduction financial planning and asset maximization techniques. Mr. Manuel teaches retirement planning workshops for Fortune 500 Companies and city, county and state agencies. He is a seminar-lecturing speaker to accounting firms, tax law study groups and investment associations throughout the nation. Jim conducts Continuing Education classes for the Probate and Estate Planning section of the California Bar. He is also approved by the State of California Department of Nursing to conduct classes on Medi-Cal eligibility programs at hospitals throughout the state of California. Jim teaches financial planning and estate tax reduction classes at several colleges in California.
Wealth Manager/California Real Estate Broker
Add the benefit of working with a California Real Estate Broker that offers state of the art guidance using Opportunity Zone strategies and accelerated depreciation schedules on investment properties, 1031 exchanges and creative financing strategies. Use techniques to save thousand's on your income properties by understanding the difference of being classified as a "professional" rather than a "dealer"!
Fiduciary
Learn our investment strategy to possibly obtain double digit returns when the equity markets are going up and prevent any losses when the are going down. Gain understanding of business cycles to better manage your investments.
Opportunity Zone Investing
The benefit of investing in an Opportunity Zone is that eventually the gain goes away. If you purchase a property or a small business inside one of these zones and hold it for five years, 10% of the original gain goes away. If you hold it another two years, another 5% of that gain goes away. And if you really like the investment and hold onto it for ten years, then not only does the 15% of your original gain go away, but 100% of the gain on the new investment goes away, and its never taxed!
The Secure Act
The Secure Act will no longer allow all beneficiaries who inherit an IRA to "stretch out" distributions over the beneficiariy's life. Instead, the inheritor must liquidate the account within 10 years which decreases the value of the inheritance. There are a few exceptions. This curtailment on the stretch IRA shines some light on how important advance tax planning really is. Every one who has a large IRA and likes their kids needs a plan to address the tax issues. .